Privacy Policy

LAST UPDATED: 22nd December 2023

Introduction

Jai Maa Vaibhav Laxmi Ltd (hereafter referred as "JMVL Ltd") is the controller, trading for the products 1) CheapFuelUK, 2) Jaayka and 3) other services; is responsible for your personal data (collectively referred to as "Company", "we", "us" or "our" in this policy).

This policy (together with our end-user licence agreement as set out in our  Terms and Conditions  (EULA) and any additional terms of use incorporated by reference into the EULA, together with our Terms of Use) applies to your use of:

  • CheapFuelUK mobile application software (App) available on our website, AppStore or PlayStore, once you have downloaded or streamed a copy of the App onto your mobile, desktop or any other handheld devices (Devices).
  • Jaayka mobile application software (App) available on our website, AppStore or PlayStore, once you have downloaded or streamed a copy of the App onto your mobile, desktop or any other handheld devices (Devices).
  • Any of the services accessible through the App (Services) that are available on the App Site or other websites of ours (Services websites), unless the EULA states that a separate privacy policy applies to a particular Service, in which case that privacy policy only applies. This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our practices regarding your personal data and how we will treat it.

1. The data we collect about you

We are committed to safeguarding the privacy of our customers and other website visitors. This policy explains how we handle your personal data.

This section provides you with details about:

  • What personal data we may process.
  • In the case of personal data that we did not obtain directly from you, where we obtained that data from, and what types of data we have collected.
  • The purposes for which we may process your personal data and
  • The legal grounds on which we process your data.

Account Data

We may process the personal data that you have provided to us when you register so that we can set up your account with us ("account data"). The account data include name, email and mobile number. The account data may be processed for the purposes of operating our website, providing our services, ensuring the security of our website and services, maintaining back-ups of our databases, and communicating with you. We may share your account data with our carefully selected partners to provide services suitable to you.The legal basis for this processing is our legitimate interests.

Profile Data

We may process other optional information that you provide to us ("profile data"). This profile data may include name, address, mobile number, email, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details. The profile data may be processed for the purposes of enabling and monitoring your use of our product, website and services. It could be used for analytical purpose and providing you services specific to you with better user experience. The legal basis for this processing is our legitimate interests.

Contact Data

We may collect your details from third-party sources and this information may include your name, email address, or telephone number ("contact data"). We may use the contact data to contact you to ask whether you would like us to provide you services. Our use of the contact data in these circumstances is limited to making contact with you to determine whether you are interested in receiving our services. The legal basis for this processing is our legitimate interest as a business to maintain a viable pool.

Usage Data

We may process data about your use of our website and services ("usage data"). The usage data may include your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views, and website navigation paths, as well as information about the timing, frequency, and pattern of your service use. The source of the usage data is our analytics tracking system. This usage data may be processed to analyse the use of the website and services. The legal basis for this processing is our legitimate interests, namely monitoring and improving our website and services.

Enquiry Data

We may process information contained in any enquiry you submit to us regarding our services ("enquiry data"). The enquiry data may be processed for the purposes of offering, marketing and selling relevant products and/or services to you. The legal basis for this processing is consent.

Transaction Data

We may process information relating to any transaction made to you through our website ("transaction data"). The transaction data may be processed for the purposes of processing these payments and keeping proper records of those transactions.

The legal basis for this processing is the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract and our legitimate interests, namely our interest in the proper administration of our website and business.

Financial Data

We may process information relating to any payments made through our product or website ("payment data"). The payment data may include your contact details, your bank account details, and the transaction details. The payment data may be processed for the purposes of processing these payments and keeping proper records of those transactions however we would not store your bank account or card details.

The legal basis for this processing is the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract and our legitimate interests, namely our interest in the proper administration of our website and business.

Notification Data

We may process information that you provide to us for the purpose of subscribing to our email notifications, alerts and/or newsletters ("notification data"). The notification data may be processed to send you the relevant notifications, alerts and/or newsletters.

The legal basis for this processing is consent.

Correspondence Data

We may process information contained in or relating to any communication that you send to us ("correspondence data"). The correspondence data may include the communication content and metadata associated with the communication. Our website will generate the metadata associated with communications made using the website contact forms. The correspondence data may be processed to communicate with you and record-keeping.

Cookies

JMVL uses cookies or similar technologies for functional, analytical, and marketing purposes. Data processed for cookie purposes differs per purpose (functional, analytical, or marketing) and depends on the preferences set by you.

Please refer to our Cookie Statement for further information about our use of cookies and/or similar technologies. You can always change your cookie settings via our preferences center and/or your settings in the tool you use to browse. Please note that disabling cookies may deny you the ability to use some of the Services and/or features on the website or impair your user experience.

Fraud Prevention

We also process personal data to prevent fraud and other forms of misuse on and via our Services. Depending on the circumstance, we may rely on your consent or the fact that the processing is necessary to fulfill a contract with you, or to comply with law. We may process the following personal data for fraud-prevention purposes:

  • Name
  • Order and transaction data
  • Payment data
  • Device Information
  • IP address
  • Browser information

Analytics

JMVL uses usage data to improve the website experience, our range of products and services and to enable us to meet our reporting obligations towards third parties which may also include advertisers. Depending on the circumstance, we may rely on your consent or the fact that the processing is necessary to fulfil a contract with you, or to comply with law. We will make sure the reports do not contain any personal data so that the information cannot be traced back to you.

Marketing and Campaigns Data

JMVL may launch specific campaigns or contests in connection to its Services. Joining JMVL campaigns or contests is always voluntary. We may rely on your consent unless your consent is not necessary according to the applicable law. You can always withdraw your consent via the contact data provided to you within the campaign or by contacting us.

We may process the following personal data for campaigning purposes:

  • Name
  • Contact data
  • Order and transaction data (optional)
  • Campaigns data (optional)

JMVL for Business

We process personal data if you use JMVL for Business benefits to pay for an order you placed via our Services, when using or interacting with JMVL for Business products and services, to issue and ship the JMVL for Business card/points, and/or to provide you with the digital allowance. Depending on the circumstance, we may rely on your consent or the fact that the processing is necessary to fulfil a contract with you, or to comply with law. The following personal data may be processed in connection with JMVL for Business:

  • Name
  • Contact data
  • Address data
  • Benefit points
  • Order and transaction data (optional)
  • JMVL for Business car/points information
  • Payment data

The legal basis for this processing is our legitimate interests, namely the proper administration of our website and business and communications with users.

Other Processing Activities

In addition to the specific purposes for which we may process your personal data set out above, we may also process any of your personal data where such processing is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.

Please do not supply any other person's personal data to us unless we prompt you to do so.

2. Providing your personal data to others

To our group companies. We may disclose your personal data to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.

Our insurers/professional advisers. We may disclose your personal data to our insurers and/or professional advisers insofar as reasonably necessary for obtaining and maintaining insurance coverage, managing risks, obtaining professional advice, and managing legal disputes.

Our clients/partner agencies. We may disclose your profile data and account data to our clients, and our partner agencies insofar as reasonably necessary about potential vacancies, and in the process of representing you to partners who may have an appropriate vacancy for you.

Where we provide your personal data to any third party.  Where we share your personal data with any third party, we will ensure this processing is protected by appropriate safeguards including a suitable data processing agreement with that third party.

To comply with legal obligations. In addition to the specific disclosures of personal data detailed above, we may also disclose your personal data where such disclosure is necessary for compliance with a legal obligation we have to comply with, or in order to protect your vital interests or the vital interests of another individual.

3. Transfers of your personal data outside of the European Economic Area

Where your personal data is transferred outside of the EEA, we will ensure that either (a) The European Commission has made an "adequacy decision" with respect to the data protection laws of the country to which it is transferred, or (b) we have entered into a suitable data processing agreement with the third party situated in that country to ensure the adequate protection of your data. Transfers outside of the EEA will be protected by appropriate safeguards.

You acknowledge that personal data that you submit for publication through our website or services may be available, via the internet, around the world. We cannot prevent the use (or misuse) of such personal data by others.

4. Retaining and deleting personal data

Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes. We will retain and delete your personal data in accordance with our Data Retention Policy.

We may retain your personal data where such retention is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.

5. Amendments

We may update this policy from time to time by publishing a new version on our website. You should check this page occasionally to ensure you are happy with any changes to this policy. We may notify you of changes to this policy by email.

6. Your Rights

You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to:

  • Your request not being found to be unfounded or excessive, in which case a charge may apply and
  • The supply of appropriate evidence of your identity (for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current address).
  • We may withhold personal information that you request to the extent permitted by law.
  • You may instruct us at any time not to process your personal information for marketing purposes.
  • In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.

The rights you have under data protection law are:

  • The right to access.
  • The right to rectification.
  • The right to erasure.
  • The right to restrict processing.
  • The right to object to processing.
  • The right to data portability.
  • The right to complain to a supervisory authority and
  • The right to withdraw consent.

Your right to access your data. You have the right to ask us to confirm whether or not we process your personal data and, to have access to the personal data, and any additional information. That additional information includes the purposes for which we process your data, the categories of personal data we hold and the recipients of that personal data. You may request a copy of your personal data. The first copy will be provided free of charge, but we may charge a reasonable fee for additional copies.

Your right to rectification. If we hold any inaccurate personal data about you, you have the right to have these inaccuracies rectified. Where necessary for the purposes of the processing, you also have the right to have any incomplete personal data about you completed.

Your right to erasure. In certain circumstances you have the right to have personal data that we hold about you erased. This will be done without undue delay. These circumstances include the following: it is no longer necessary for us to hold those personal data in relation to the purposes for which they were originally collected or otherwise processed; you withdraw your consent to any processing which requires consent; the processing is for direct marketing purposes; and the personal data have been unlawfully processed. However, there are certain general exclusions of the right to erasure, including where processing is necessary: for exercising the right of freedom of expression and information; for compliance with a legal obligation; or for establishing, exercising or defending legal claims.

Your right to restrict processing. In certain circumstances you have the right for the processing of your personal data to be restricted. This is the case where: you do not think that the personal data we hold about you is accurate; your data is being processed unlawfully, but you do not want your data to be erased; it is no longer necessary for us to hold your personal data for the purposes of our processing, but you still require that personal data in relation to a legal claim; and you have objected to processing, and are waiting for that objection to be verified. Where processing has been restricted for one of these reasons, we may continue to store your personal data. However, we will only process it for other reasons: with your consent; in relation to a legal claim; for the protection of the rights of another natural or legal person; or for reasons of important public interest.

Your right to object to processing. You can object to us processing your personal data on grounds relating to your particular situation, but only as far as our legal basis for the processing is that it is necessary for: the performance of a task carried out in the public interest, or in the exercise of any official authority vested in us; or the purposes of our legitimate interests or those of a third party. If you make an objection, we will stop processing your personal information unless we are able to: demonstrate compelling legitimate grounds for the processing, and that these legitimate grounds override your interests, rights and freedoms; or the processing is in relation to a legal claim.

Your right to object to direct marketing. You can object to us processing your personal data for direct marketing purposes. If you make an objection, we will stop processing your personal data for this purpose.

Automated data processing. To the extent that the legal basis we are relying on for processing your personal data is consent, and where the processing is automated, you are entitled to receive your personal data from us in a structured, commonly used and machine-readable format. However, you may not have this right if it would adversely affect the rights and freedoms of others.

Complaining to a Supervisory Authority. If you think that our processing of your personal data infringes data protection laws, you can lodge a complaint with a supervisory authority responsible for data protection. You may do this in the EU member state of your habitual residence, your place of work or the place of the alleged infringement.

Right to withdraw consent. To the extent that the legal basis we are relying on for processing your personal data is consent, you are entitled to withdraw that consent at any time. Withdrawal will not affect the lawfulness of processing before the withdrawal.

Exercising your rights. You may exercise any of your rights in relation to your personal data by written notice to us in addition to the other methods specified above.

7. Important information and who we are

This website is owned and operated by JMVL Ltd. We are registered in England and Wales under registration number 07569836.

If you have any questions about this privacy policy, please contact us using the details set out below.

Contact details

Our full details are:

  • Full name of legal entity: Jai Maa Vaibhav Laxmi Ltd, trading for the products:
    • "CheapFuelUK"
    • "Jaayka"
    • Any other product or services via above products or our website
  • Name or title of data privacy contact: Manish Jugran
  • Email address: admin@jmvl.co.uk

Registered address: 28, Jenkins Avenue, Bricket Wood, St Albans, Hertfordshire, AL2 3SB

Principal Place of Business : 28, Jenkins Avenue, Bricket Wood, St Albans, Hertfordshire, AL2 3SB

You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues. Jai Maa Vaibhav Laxmi Ltd’s registered ICO number:  ZA750673

Changes to the privacy policy and your duty to inform us of changes

We keep our privacy policy under regular review.

Our policy may change and if it does, these changes will be posted on this page and, where appropriate, notified to you by email or by push notification if enabled. The new policy may be displayed on-screen and you may be required to read and accept the changes to continue your use of the App or the Services.

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during our relationship with you.

You can contact us:

  • By post, using the postal address given above;
  • Using our website contact form.
  • By telephone, on the contact number published on our website from time to time; or
  • By email, using the email address published on our website from time to time.

If you are looking to make a Data Protection Request for removal, access or correction please use our Contact Us Page.